ESIC Benefit for Employees: Employee State Insurance Corporation Scheme offers members financial protection in case of an untimely health-related eventuality. The scheme offers medical benefits, disability remuneration, maternity repayment, unemployment allowance, etc
ESIC Benefit for Employees… Employee State Insurance Corporation Scheme Complete details. 70% of the standard daily wages of an employee is paid during medical leave for an utmost period of 91 days in two successive benefit periods
Employee State Insurance Corporation Scheme provides members financial protection in case of an inappropriate health-related possibility. The scheme offers medicinal benefits, disability repayment, maternity benefits, joblessness allowance, etc. Check details about esic benefits for maternity, esic maternity benefit, esic benefits in case of death
Employee State Insurance Corporation Scheme Benefit for Employees
In a time, when the industry was still in its nascent stage, the people of India were still heavily dependent on a large assortment of imported goods and services. These goods and services were provided by either the developed or developing parts of the world.
To make sure that these workers were confined in terms of physical condition and finances, the Parliament realize the Employees’ State Insurance Act, 1948 (ESI Act) It was the first main legislation that was meant to garner social security for employees.
ESI Act includes health-related eventualities that workers are exposed to on each day basis. ESIC comprises any type of sickness, temporary or permanent disability, maternity, diseases contracted from a workplace, death due to employment, and any type of injury that results in the loss of salary or earning capacity.
Who is Eligible for ESI?
- To come under the vast umbrella of benefits offered by (ESIC), an individual should meet certain criterion that has been set by the committee.
- An individual who is working in a non-seasonal factory that has more than 10 employees, this criterion applies under Section 2 (12) of the Act.
- With effect from 1 January 2017, the wage limit of an employee is set at Rs.21,000 per month for him/her to come under the coverage of the ESI scheme.
This scheme has also been made extensive to hotels, shops, cinemas and preview theatres, restaurants, newspaper establishments, and road-motor transport undertakings. This scheme has also been comprehensive to the Private Educational and Medical institutions that have employed 10 or more people. This is appropriate in certain states and union territories only.
|Coverage (as on 31 March 2016)||Particulars|
|No of Employees||1.89 crore|
|No. of Insured Person Family Members||2.13 crore|
|Total No. of Beneficiaries||8.28 crore|
|No. of Employers, etc.||7.83 lakh|
|No. of Insured Women||3.78 lakh|
|Coverage (as on 31 March 2017)||Particulars|
|Total No. of Beneficiaries||12.37 crore|
|No. of Insured Person Family Members||3.19 crore|
Key Features and Benefits of ESI:
There are a number of attractive features and reimbursement that are offered by the Employee State Insurance Corporation. Some of these are listed below:
ESIC takes care of an individual’s health check expenses by providing reasonable medical care.
In case an employee will disabled, ESIC ensures that the employee will be paid their monthly wages for the period of the injury in case of a temporary disablement or for the residue of the employee’s life in case of permanent disablement.
ESIC helps an employee welcome their baby to a household that has been showered with reimbursement. ESIC provides a total of 100% of the average daily wages for a period of to 26 weeks from the time of going into labor and 6 weeks in case of a miscarriage. 12 weeks of pay is offered in the case of an adoption.
ESIC makes sure that there is a current of cash coming into the employee’s household during medical leave. 65-70%% of the average daily wages of an employee are paid during medical leave for a maximum period of 91 days in two successive benefit periods.
ESI provides monthly cash payment for a maximum period of twelve months in case of permanent invalidity due to a non-employment injury or allocated to involuntary loss of service.
In case the employee meets with an unfortunate death due to an injury at the place of employment, ESIC will provide monthly payments allocate among the existing dependents.
Other benefits that are offered with ESI are:
- Confinement Expenses
- Funeral Expenses
- Physical Rehabilitation
- Vocational Training
- Skill Upgradation Training under Rajiv Gandhi Shramik Kalyan Yojana (RGSKY)
Documents Required for ESI Registration:
Following documents must be required when registering a corporation or establishment with ESIC:
- Certificate of Registration of the company or establishment
- License or a registration certificate
- Certificate of Registration for every entity and for the beginning of production of factories
- A detailed list of employees along with their monthly payment
- List of partners, shareholders, and director of the corporation or establishment
- Company’s bank statements along with sufficient evidence about the commencement of operations
- Address verification and PAN Card of the business organization or company
Numbers are toll-free and can be contacted at any time of the day.
|Name of the Region||Toll-Free Helpline|
|Andhra Pradesh RO*, Hyderabad||1800-425-2358|
|Bihar RO, Patna||1800-345-6190|
|Assam RO, Guwahati||1800-345-3627|
|Goa RO, Panji||1800-233-0132|
|Chhattisgarh RO, Raipur||1800-233-5172|
|Gujarat RO, Ahmedabad||1800-233-0424|
|Haryana RO, Faridabad||RO, Faridabad||1800-180-1475|
|Jammu & Kashmir RO, Jammu||1800-180-7029|
|Himachal Pradesh RO, Baddi||1800-180-2862|
|Odisha RO, Bhubaneswar||1800-345-6712|
|Jharkhand RO, Ranchi||1800-345-6532|
|Madhya Pradesh RO, Indore||1800-233-4414|
|Tamil Nadu||RO, Chennai||1800-425-7080|
|Uttarakhand RO, Dehradun||1800-180-4161|
|Uttar Pradesh RO, Kanpur||RO, Kanpur||1800-180-5127|
|Maharashtra RO, Mumbai||RO, Mumbai||1800-209-4599|
|Puducherry RO, Puducherry||1800-425-7642|
|Punjab SRO, Ludhiana||1800-180-0026|
|West Bengal||RO, Kolkata||1800-345-4454|
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